INTRODUCTION
Your privacy is important to us and Moksha Group of Companies (‘MOKSHA’) is committed to protect the same. We have adopted the following Privacy Policy, which is applicable to all personally identifiable information (‘PII’) that you provide to MOKSHA through www.moksharetails.com (the “Website”). You must also review and accept our Website Terms of Use as it is also applicable and govern your use of the Website.
This Privacy Policy does not apply to any PII that you may provide to third parties (including the Moksha Group Entities), such as through other sites linked to the Website. Please be aware that if you choose to visit such third party sites, you should contact such third parties directly to determine their respective privacy policies because that third party’s privacy policy and not our Website’s will govern your activities and any PII you disclose while visiting the third party site.
This privacy policy explains the purposes for which MOKSHA processes your PII through its Website.
PURPOSE OF COLLECTION AND PROCESSING
We may collect your title, name, gender, date of birth, email address, mobile number, location and other personally identifiable information that you submit on the Website (“Personally Identifiable Information”) to provide you:
a smooth, efficient and customized experience;
to enable Moksha Group Entities to reach out to you in relation to programmes managed by them or products or services offered by them;
to enable us to improve products & services, as well as of the Moksha Group entities,
to process your requests (such as replying to your queries or complaints);
to evaluate your candidature for prospective career opportunities with us;
to drive marketing campaign, promotional communications for which you have consented;
to protect our vital interest
The PII collected for the aforesaid purposes will not be posted in areas of the Website viewable by the public or users of the site.
How We Collect Your Personal Data:
We collect Data in the following ways:
PII is given to us by you; and
PII is collected automatically pursuant to your visit to the Website.
A. Data shared by You
MOKSHA may collect your PII in several ways from your use of this Website, for instance:
when you contact us through the Website (through any form vis. e-mail address, hyperlink or social media address posted therein);
when you register with us to receive products and/or services of any of the Moksha Group Companies;
when you complete surveys conducted by or for us;
when you elect to receive any communications (including any newsletter, promotional offers) from us and
information as may be voluntarily provided by you
B. Data that is Collected Automatically
We automatically collect some information about your visit to the Website. This information helps us to make improvements to Website content and navigation and includes your IP address and the way you use and interact with its content, namely:
Our web servers or affiliates who provide analytics and performance enhancement services collect IP address, operating system details, browsing details, device details and language settings. This information is aggregated to measure the number of visits, average time spent on the site, pages viewed and similar information. MOKSHA uses this information to measure the site usage, improve content and to ensure safety and security, as well enhance performance of the Website.
We may collect your PII automatically via Cookies, in line with the cookie settings on your browser. For more information about Cookies, please see the section below, titled “Cookies”.
Use of Cookies
This website may place and access certain Cookies on your computer and uses them to improve your experience of using the Website. Before the website places cookies on your computer, you will be presented with a message bar requesting your consent to set those Cookies. You may, if you wish, deny consent to the placing of Cookies; however certain features of the Website may not function fully or as-intended. You can choose to enable or disable Cookies in your internet browser. By default, most internet browsers accept Cookies, but this can be changed. For further details, please consult the help menu in your internet browser. The Website collects the following Cookies:
TYPE OF COOKIE
PURPOSE
tradingview.com cookies that come with the BSE live data widget
These cookies track the widget usage on the Trading View website
jquery.cookie
Saves your chat history while you use the ABG Site Assistant. This ensures that your experience across the website is seamless
_utma, _utmb, _utmc, _utmz,display_features_cookie
Google Analytics is used on the Websites to track visitor traffic and site performance traffic by collecting anonymous information about the average time spent on the website, the pages viewed and other relevant usage statistics. To opt out of being tracked by Google Analytics visit: https://tools.google.com/dlpage/gaoptout
TRANSFER OF PERSONALLY IDENTIFIABLE INFORMATION TO MOKSHA GROUP ENTITIES
The www.moksharetails.com website is designed to give you one stop view of the Moksha Group and enable to you raise queries related any product/services being offered by any of the Moksha Group Entities. To enable us to provide you seamless experience, we may have to share your PII with the Moksha Group Entities, including but not limited to those listed on https://www.moksharetails.com/businesses. To the extent that these entities have access to your PII, we will ask them to treat it at least as protectively as they treat personally identifiable information they obtain from their other authorized sources. It is possible that any of the Moksha Group Entity or a combination of them could merge with or be acquired by another business entity. Should such a combination occur, you should expect that MOKSHA would share some or all of your PII in order to continue to maintain and provide access to the Website.
TRANSFER OF PERSONALLY IDENTIFIABLE INFORMATION
The PII that we collect from you may be transferred to and stored at locations that may or not be in India. It may also be processed by staff operating outside the territory of India, who work for or are engaged by MOKSHA.
In such cases, we ensure that your personal data is afforded a level of protection that is at least equivalent to that under applicable Indian data protection laws. All such transfers are subject to appropriate contractual safeguards, for the protection of your personal data, regardless of where it is processed.
LINKS TO OTHER WEBSITES
Our Website has links that redirects you to our social networking pages such of Facebook, Twitter, LinkedIn, YouTube and others that may be added from time to time. Your visits and activity thereon vis-à-vis those portals shall be governed by their own privacy policies applicable for visiting their sites. Please go through their privacy policies to get information on their Privacy Practices.
PARTNER
To enable us to provide you enhanced and secured user experience, we may enter into contract with various third-party vendors from time to time. Such engagement may involve sharing of your PII. To the extent a third party has access to your PII, we will ask them to treat it at least as protectively as they treat personally identifiable information they obtain from their other authorized sources.
We do not market or sell your personal data to any third party.
DATA RETENTION POLICY
We will retain data for a reasonable time and/or as may be statutorily required to be maintained as per applicable law/ or arising out of legitimate purposes. We shall take reasonable steps to destroy or permanently de-identify PII that is no longer needed, including that processed by third party vendors engaged by the Company from time to time.
CHANGING YOUR PERSONALLY IDENTIFIABLE INFORMATION
You may request correction or deletion of your PII by contacting us at contact@moksharetails.com. Upon receiving such a request, we will take reasonable steps to update or delete your Personal Data from our active systems, unless we are required to retain it for legal, regulatory, or legitimate business purposes (such as dispute resolution, fraud prevention, or compliance with legal obligations).
Please note that certain data may continue to exist in our backup or archival systems for a limited period, where deletion is not immediately feasible due to technical constraints. However, such retained data is safeguarded and access is strictly limited, and it will not be used for any new or unrelated purposes.
REGULATORY OBLIGATIONS
We may be required to disclose your Personal Information where such disclosure is mandated by applicable laws, regulations, legal processes, or governmental requests, including to law enforcement agencies or regulators.
Any such disclosure will be limited to what is legally necessary, and we will take appropriate steps to ensure that your data is disclosed securely and in accordance with applicable data protection laws, where applicable.
Where permissible, we will notify you of such disclosures to ensure transparency.
DATA SECURITY
To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access. We are committed to protecting your PII in our custody and have taken reasonable steps to ensure appropriate physical, technical and managerial safeguards are in place to protect your Personal Data from unauthorized access, alteration, transmission and deletion. We use encryption at relevant points to protect your data. We follow a structured process for regularly assessing and testing the effectiveness of our technical and organisational measures to ensure the ongoing security, integrity, and confidentiality of personal data processing.
DISCLAIMER
While we implement appropriate technical and organizational safeguards and strive to follow industry best practices to protect your personal data, it is important to understand that no method of transmission over the internet or electronic storage is entirely secure.
We encourage you to take reasonable precautions to protect your personal information, such as keeping your login credentials confidential and avoiding use of shared or unsecured devices.
Although we are committed to securing your information, the Company cannot guarantee absolute security in the event of malicious attacks, system vulnerabilities, or negligence outside our control. We remain committed to responding promptly to any such incidents, in accordance with applicable data protection laws.
YOUR CONSENT
By accepting this Privacy Policy and our Terms of Use, you acknowledge that you have read and understood how your personal data will be collected, used, shared, and retained. You provide your specific and informed consent for such processing in the manner prescribed in this Privacy Policy.
RIGHTS UNDER APPLICABLE LAWS:
We process your personal data on the basis of the consent you provide by accepting this Privacy Policy.
You have the right to access, rectify, delete, restrict or object to the processing your personal data as well as data portability in accordance with applicable data protection laws. These rights are not absolute and are subject to reasonable limitations, including contractual requirements, applicable legislation, record keeping requirement, ongoing or potential disputes pursuant to which MOKSHA may require to preserve the same.
In the event of any misconduct/fraud/cybercrime, etc. the Company reserves the right to retain and use your PII as evidence in the Court of law, to carry out necessary investigations/ inquiries, or pursue legal remedies. By you consenting to this Privacy policy, you agree to the collection and use of your PII for the purposes stated herein and note that the exercise of certain rights may be limited where the processing of your data is necessary to comply with aforesaid purposes.
To exercise these rights with respect to your personal data you may contact contact@moksharetails.com. We will review and respond to your request in accordance with applicable legal requirements.
QUESTIONS AND GRIEVANCES/ RIGHT TO LODGE A COMPLAINT
In the event, you are of the view that your personal data is not processed in accordance with the purposes as disclosed in this Privacy Policy or if you have any query related to your privacy of information or in relation to your rights under applicable law, please feel free to contact us at: contact@moksharetails.com
NOTIFICATION OF CHANGES
MOKSHA expressly reserves at its sole discretion the right to change this Privacy Policy periodically in the future without prior notice to the Users. User shall review our Privacy Policy regularly to be sure you are fully updated with our practices and procedures in this area.